:root{
  --teal:#073f49;--teal-light:#0b5965;--teal-dark:#052d34;
  --gold:#caa45d;--gold-dark:#b38a41;--white:#fff;
  --light:#f5f8f8;--border:#dce5e7;--text:#172126;
  --muted:#637177;--max:1180px;--shadow:0 18px 45px rgba(7,63,73,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{color:inherit}
img{max-width:100%;height:auto}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border);backdrop-filter:blur(12px)}
.nav{width:min(1540px,calc(100% - 56px));min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:42px}
.logo{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}
.logo img{display:block;width:455px;max-width:32vw;height:auto;object-fit:contain}
nav ul{display:flex;list-style:none;gap:22px;padding:0;margin:0;align-items:center;flex-wrap:nowrap}
nav a{display:block;text-decoration:none;font-size:14px;font-weight:650;line-height:1;color:#172126;white-space:nowrap}
nav a:hover,nav a.active{color:var(--gold)}
.menu-toggle{display:none;border:0;background:transparent;font-size:28px;cursor:pointer;color:var(--teal)}
.hero{color:#fff;background:radial-gradient(circle at 82% 18%,rgba(202,164,93,.24),transparent 28%),linear-gradient(135deg,var(--teal-dark),var(--teal) 52%,var(--teal-light));padding:105px 0 88px}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:55px;align-items:center}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:3px;font-size:13px;font-weight:800;margin-bottom:18px}
.hero h1,.page-hero h1{font-size:clamp(42px,5vw,64px);line-height:1.04;letter-spacing:-2px;margin:0 0 28px}
.hero-copy,.page-hero p{font-size:19px;color:rgba(255,255,255,.84);max-width:720px}
.buttons{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}
.btn{display:inline-block;padding:15px 24px;border-radius:50px;text-decoration:none;font-weight:750;transition:.2s ease}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:#132326}
.btn-gold:hover{background:var(--gold-dark)}
.btn-outline{color:#fff;border:1px solid rgba(255,255,255,.5)}
.btn-outline:hover{background:rgba(255,255,255,.08)}
.proof{margin-top:28px;color:rgba(255,255,255,.68);font-size:14px}
.hero-card{padding:34px;border-radius:26px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);box-shadow:0 24px 60px rgba(0,0,0,.10)}
.hero-card h3{margin:0 0 10px;font-size:22px}
.hero-item{padding:20px 0;border-bottom:1px solid rgba(255,255,255,.13)}
.hero-item:last-child{border:none}
.hero-item strong{display:block;color:var(--gold);margin-bottom:5px}
.page-hero{color:#fff;background:linear-gradient(135deg,#052d34,#073f49 58%,#0b5965);padding:82px 0 70px}
.page-hero .container{max-width:980px}
section{padding:88px 0}
section.alt{background:var(--light)}
h2{font-size:clamp(34px,4vw,52px);line-height:1.08;letter-spacing:-2px;margin:0 0 20px}
h3{line-height:1.25}
.section-intro{font-size:19px;color:var(--muted);max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:38px}
.card{padding:30px;border:1px solid var(--border);border-radius:18px;background:#fff;box-shadow:var(--shadow)}
.circle{width:46px;height:46px;background:var(--teal);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:20px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.steps{display:grid;gap:24px}
.step{display:grid;grid-template-columns:50px 1fr;gap:18px;align-items:start}
.step-number{width:50px;height:50px;background:var(--teal);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800}
.partner-box{padding:55px;border-radius:28px;background:var(--teal);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:40px}
.partner-box p{color:rgba(255,255,255,.76);max-width:680px}
.feature-visual{border-radius:22px;overflow:hidden;border:1px solid var(--border);box-shadow:var(--shadow);background:#e8eff0}
.feature-visual img{display:block;width:100%;height:100%;object-fit:cover}
.image-placeholder{min-height:320px;display:grid;place-items:center;background:linear-gradient(135deg,#dce8ea,#eef4f5);color:#60787e;font-weight:700;text-align:center;padding:30px}
.property-card{border:1px solid var(--border);border-radius:16px;overflow:hidden;background:#fff;box-shadow:var(--shadow)}
.property-image{height:220px;background:linear-gradient(135deg,#dce8ea,#eef4f5);display:flex;align-items:center;justify-content:center;color:#60787e;font-weight:700}
.property-content{padding:24px}
.us-accent{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center;padding:32px;border-radius:24px;background:#fff;border:1px solid var(--border);box-shadow:var(--shadow)}
.flag-panel{min-height:300px;border-radius:18px;overflow:hidden;background:#0b3d91;position:relative}
.flag-panel::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(to bottom,#b22234 0,#b22234 7.69%,#fff 7.69%,#fff 15.38%);opacity:.95}
.flag-panel::after{content:"★ ★ ★ ★ ★\A ★ ★ ★ ★\A ★ ★ ★ ★ ★\A ★ ★ ★ ★";white-space:pre;position:absolute;top:0;left:0;width:40%;height:54%;background:#3c3b6e;color:#fff;font-size:24px;line-height:1.45;padding:20px;letter-spacing:4px}
.contact-box{max-width:760px;margin:38px auto 0;padding:38px;border-radius:20px;border:1px solid var(--border);background:#fff;box-shadow:var(--shadow);text-align:center}
.contact-row{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-top:18px}
.contact-pill{padding:12px 18px;border-radius:999px;background:var(--light);text-decoration:none;font-weight:700;color:var(--teal)}
footer{background:#061f25;color:rgba(255,255,255,.72);padding:55px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:50px}
.footer-logo{width:390px;max-width:100%;height:auto;margin-bottom:22px}
footer h3{color:#fff}
footer a{text-decoration:none}
footer ul{padding:0;list-style:none}
footer li{margin:8px 0}
.disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;font-size:12px;line-height:1.55}
.small-note{font-size:13px;color:var(--muted)}
@media(max-width:1260px){
  .nav{width:min(1180px,calc(100% - 40px));gap:24px}
  .logo img{width:360px;max-width:31vw}
  nav ul{gap:16px}
  nav a{font-size:13px}
}
@media(max-width:1080px){
  .menu-toggle{display:block}
  nav{display:none;position:absolute;top:96px;left:0;right:0;background:#fff;border-bottom:1px solid var(--border)}
  nav.open{display:block}
  nav ul{flex-direction:column;align-items:flex-start;padding:22px;gap:14px}
}
@media(max-width:900px){
  .hero-grid,.split,.cards,.footer-grid,.us-accent{grid-template-columns:1fr}
  .hero{padding:82px 0 68px}
  .partner-box{display:block;padding:35px}
  section{padding:64px 0}
}
@media(max-width:600px){
  .container{width:min(var(--max),calc(100% - 28px))}
  .logo img{width:255px;max-width:70vw}
  .hero h1,.page-hero h1{font-size:42px}
  .hero-copy,.page-hero p{font-size:17px}
  .btn{width:100%;text-align:center}
}